How our financial planning advisors have helped over 40,000 families

CLA USA have provided financial confidence as well as helped families protect and preserve their assets with safe money solutions. You may have a CD that is maturing, a 401k from a former job that you retired from, a retirement savings plan that you are not happy with its performance, a financial advisor that seems to be on a different plan than you, concern about the future losses of the stock market and your retirement savings, or need to know more about safe money annuities and setting financial goals.

How Safe Money Annuities Work

The two main types of safe money annuities are immediate and deferred. With an immediate annuity, you begin to receive income soon after making your initial premium payment. With a deferred annuity, your money accumulates before you begin to receive income.

ANNUITIES 101

Annuities offer guaranteed benefits such as protection for your principal, helping ensure your assets will be there for future use.

HOW ANNUITIES WORK

The simplest definition of an annuity is a contract between you and an insurance company. In exchange for your lump-sum premium payment or a series of premium payments, the insurer promises to provide you with a regular, reliable income stream* for a period of time, even for the rest of your life.

TYPES OF ANNUITIES

The two main types of safe money annuities are immediate and deferred. With an immediate annuity, you begin to receive income soon after making your initial premium payment. With a deferred annuity, your money accumulates before you begin to receive income.

What is your retirement number?

There are many ways to determine your progress toward a successful retirement, ways to determine your ‘Retirement Number’ is.